Does MN workers’ comp cover injuries caused by snow and ice accidents?

For those who work outdoors or commute regularly, winter season increases the risk of slips and falls. Understanding how workers’ compensation in Minnesota covers these injuries is crucial for both employees and employers.

Workers’ comp coverage in Minnesota

Workers’ compensation covers employees injured while performing job duties. In Minnesota, it matters less where the injury happened than if it occurred during work hours. So, if you slip on an icy sidewalk while running a work errand, you might still qualify for workers’ comp benefits.

A delivery driver can file a valid claim if they slip on ice while delivering a package. An office worker can also likely file a valid claim if they fall on a snowy sidewalk while grabbing coffee for a meeting. The key factor is that the injury happened while performing a work task, not necessarily whether it occurred at the primary workplace.

What to do if your claim is denied

Sometimes, employers or insurance providers deny workers’ comp claims. A denial can leave an injured worker facing financial uncertainty. Under Minnesota law, there is a process for appealing denied workers’ comp claims.

If your employer rejects your claim, you could consult a workers’ compensation attorney. They can guide you through the appeals process and help gather necessary evidence, like medical records and witness statements.

Snow and ice are unavoidable in Minnesota winters, increasing the risk of workplace accidents. Always report accidents promptly and seek medical care. By doing so, you can navigate the complexities of workers’ comp claims and get the support you need to recover.